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Independent Supplemental Insurance Agent

Protect Your Family from Unexpected Medical Expenses

Learn how supplemental coverage can help provide financial protection for Cancer, Heart Attack & Stroke, and Accidents that your major medical insurance may not fully cover.

  • No Cost Consultation
  • No Obligation
  • Personalized Coverage Review

Major Medical Insurance Doesn't Cover Everything

Even with strong major medical insurance, deductibles, copays, travel expenses, lost income, and other out-of-pocket costs can add up after a serious illness or accident. Supplemental coverage is designed to help fill some of those gaps so families have more financial flexibility during a difficult time.

Cancer Protection

Supplemental cancer coverage can help with out-of-pocket costs that may arise during diagnosis and treatment, so you can focus on recovery.

Heart Attack & Stroke Protection

Coverage designed to help address expenses that can follow a serious cardiac or stroke event beyond what major medical may pay.

Accident Protection

Accidents happen unexpectedly. Supplemental accident coverage can help offset a range of related costs during your recovery.

Why It Matters

Why Families Choose Supplemental Coverage

Thoughtful, education-first guidance to help you understand the options available to your family.

Financial Support During Recovery

Benefits are typically paid to you, giving your family flexibility to use them where they're needed most.

Help With Unexpected Medical Expenses

Designed to help offset out-of-pocket costs that major medical insurance may not fully cover.

Options for Individuals & Families

Coverage options can be tailored to a range of needs, whether you're covering yourself or your whole household.

Simple Enrollment Process

A straightforward, guided process that makes it easier to understand your options and next steps.

Personalized Recommendations

Get suggestions based on your situation and goals, with clear explanations and no pressure.

Local Licensed Representative

Serving families in Volusia County, Florida — Daytona Beach. Real, local, one-on-one guidance.

Matthew Deckelman, Licensed Supplemental Benefits Representative

About Your Local Representative

Matthew Deckelman

Licensed Supplemental Benefits Representative

My name is Matthew Deckelman, and I'm a retired military veteran who proudly served until 2022. After retirement, I earned my undergraduate degree and am currently pursuing my graduate degree online. My decision to help families with supplemental coverage is personal—I have seen friends and loved ones face the emotional and financial impact of cancer and other unexpected medical events, which inspired me to dedicate my career to helping others prepare before those moments occur. The hardest part of my job isn't explaining coverage—it's reaching people before a serious illness or accident happens.

My focus is education first — helping local families clearly understand the supplemental coverage options available to them, with no pressure and no obligation.

Volusia County, Florida — Daytona Beach
(407) 519-0424
mdeckelman.fhd@gmail.com

In Their Words

What Families Value

I’m glad I reinstated this policy after my agent shared that it will pay if we get sick, but when we stay healthy, we will get our premiums returned. So today I am so happy to get this blessing. Thank you, Lord, this company is honest and caring.
LORITHA D. WAYE - $23,760 (MONEY BACK)
WOW! What a great product and easy process. When my husband went to the Emergency Room everyone thought we’d be heading home in a few hours. Then the bad new came. A heart transplant was needed for survival. Our agent was with us from start to finish. I can’t express the importance and value of the product we purchased enough and I am relieved everyday that my husband chose this product for our family.
SARAH HAMDEN - $263,555.76 (CLAIM)
I am pleased to write in support of Globe Life. I have been a customer for many years and I am very satisfied with their service. Thank you.
DORIAN OVALLES - $8,300 (CLAIM)

Questions

Frequently Asked Questions

General educational answers below. These can be edited and reviewed for compliance before publication.

Free & No Obligation

Request Your Free Coverage Review

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